Watch out for digital payment services. It's all in your phone and the fraudsters are out there taking your data. Through the miracle of the NFC (Near field communication) protocol, thieves can steal your financial info in a flash. Beware of fuel thieves, especially in Florida. They steal credit card data and then go to gas stations and load up their hidden tanks with a few hundred gallons. Then you get charged and the gas station is left to pick up the tab. While you're busy with your life and its distractions, the data thieves are vacuuming up card numbers and charging up a storm. Small business is really getting hit. Vigilance is your only defense.